Frequently asked

No catch. We're in-house, no bank involved. We approve on income, not credit score. The down payment covers tax, tags, title, plate. Payments match your pay schedule. That's it.

Correct — we don't run a traditional credit check. We approve on income, stability, down payment, and a valid PA license. Past credit issues don't disqualify you here.

Yes — disability, SSI, and pension income all count for our approval. We just need proof of steady income coming in (statements or award letter).

We need a valid PA driver's license or PA state ID for approval. If yours is expired or suspended, the team can talk you through what you'd need to get back on track — reach out and we'll point you in the right direction.

The person whose name is on the loan needs to be the one making payments and meeting our income/license requirements. If you're helping a family member, they should be the primary applicant. The team can walk through specifics if it's a special situation.

You can start by filling out our quick form. Final approval happens when you come in with your documents.

$1,000 is our minimum. That covers tax, tags, title, plate — your drive-away number, no fees stacked on top.

Typically $80 to $100 a week or $160 to $200 bi-weekly, depending on the vehicle. We match the schedule to however you get paid.

Yes — you can make extra payments or pay off early anytime, no penalty. Reach out to Barbara at 717-681-9612 to work out the details.

No — we're 100% in-house. No bank involved. That's why we can approve on income instead of credit score.

Cash and card. We don't accept checks or peer-to-peer apps like CashApp, Venmo, or Zelle.

Yes, if it doesn't work out before delivery, the deposit is refundable.

For anything related to your account, Barbara is your person. She's at 717-681-9612 — she'll work it through with you directly. Stuff happens, the important thing is to reach out.

Reliable used cars, SUVs, trucks, and crossovers — typically 2006 to 2016, $6,999 to $11,999. All inspected for safety and drivability before they hit the lot.

Yes — every vehicle goes through inspection before listing. We won't put something out we wouldn't put our own family in.

Yes — every vehicle comes with a 30-day / 1,000-mile warranty on the engine, transmission, and differential. Plus an 18-month / 24,000-mile service contract that covers more. Happy to text any specifics you want to know.

Bring it by — we'll take a look at it when you come in for your appointment.

Four things — your PA driver's license, proof of income (pay stubs or bank statements), proof of address, and your Social Security card.

The application is about five minutes. Full process varies based on what you're looking at, but most people are done same day or next day if everything lines up.

Walk-ins are welcome, but a heads-up text helps us have things lined up for you. Shoot a text to 717-282-9188 before you come and we'll save you time when you get here.

Yeah, that's part of the process — you'll get to drive whatever you're considering before any commitment. Just bring your PA driver's license.

Absolutely — bring whoever helps you make the call. We're family-friendly here, kids are welcome too.

Sometimes — it depends on inventory and how fast we can prep the vehicle. Sometimes we put a deposit down and prep the car for delivery a few days later. Jordan will give you a straight answer when you come in.

We're a long-time family-owned BHPH dealer in Columbia, PA — 1,000+ Lancaster & York County customers served.

806 Lancaster Avenue, Columbia, PA 17512. We're open Mon–Fri 9–6 (Tue 9–5). Closed Sat/Sun.

Mon 9–6, Tue 9–5, Wed–Fri 9–6. Closed weekends and major holidays.

Reach out to Katalina at 717-681-9610 ext. 108 right away — she handles all service issues and she'll get you taken care of fast.

Once your vehicle is paid off, yes — title transfers to you.